We front the tools.
You build the future.
Two ways to keep building: bundle the AI tools you need to start, or top up credits when you're scaling. Pay back on a schedule that fits.
From application to approved
in under two hours.
Pick your tools, get approved, build. Every step is clear, every fee is shown upfront. No hidden costs, no surprise charges.
Pick your stack
Browse the marketplace and pick the tools you need — coding, AI, video, marketing, infrastructure. Live math shows your monthly payment as you go.
Apply in 2 minutes
Quick approval — no credit check, no paperwork. We review and approve in under 2 hours. Activation fee charged on approval, nothing before.
We front the cost
Your stack gets loaded onto a Seeded virtual card, locked to your approved tools. Subscribe directly with each provider — we pay the bill.
Build. Repay on schedule.
Flat monthly payments via ACH. No surprise fees. Pay early with no penalty. Build your Seeded Score and unlock higher limits as you grow.
Pick $80 of tools.
Pay $30.67 a month.
Claude Pro, Cursor, ElevenLabs Starter, and a domain — all yours today, paid back over 3months. That's it.
Never hit a hard stop mid-build.
Burn through your Claude credits at 2am? Out of HeyGen renders before a launch? Refuel detects when you're running low and finances the top-up — so you keep building while you grow.
- 1
We watch your usage
Real-time monitoring on Claude, OpenAI, Twilio, Firebase, and more.
- 2
We alert you at 80%
Before you hit the wall — email and dashboard banner with a one-click top-up offer.
- 3
Pay back fixed or flex
Fixed monthly schedule, or pay 25% minimum with no penalty for early payoff. You choose.
Running low on Claude credits
Top up $50 now, pay back $13.46/mo over 4 months. Keep building, no interruptions.
Every tool a founder needs. One bill.
From AI models to infrastructure — pick what you need, à la carte. We pay the bill, you pay us back on schedule.
Tool names and logos shown are property of their respective owners. Seeded is not affiliated with or endorsed by these companies.
Here's what a founder stack actually looks like.
Two examples — one to get you started, one for when you're going full speed. Both available today, both paid back on schedule.
The Builder Stack
For founders going full speed.
Pick any tools, any combination. The math updates as you go.
Where are you in your build?
Tell us where you are — we'll set you up with the right product mix.
You have an idea. We have the tools.
First-time builder, side project, or weekend experiment. Start small — pick 2-3 tools and ship something this week.
- Stack draws from $20
- 2-hour approval
- No credit check
You're heads down. We keep the stack running.
Shipping fast, no revenue yet, burning through credits. Use Stack for new tools, Refuel for top-ups when you hit limits.
- Full $20–$500 access
- Both products unlocked
- Score progression starts
You're scaling. Don't break flow.
Real users, real growth, real API bills. Refuel detects when you hit 80% on Claude, OpenAI, or infra and finances the top-up automatically.
- Refuel-first dashboard
- Auto top-up alerts
- Faster tier unlocks
Stop paying for tools.
Start building.
We're onboarding founders now. Drop your email — we'll let you in as we open up.